Yes—12-month car financing exists, but it’s rare and brings much steeper payments plus tighter approval rules.

Yes, 144-month car financing exists through niche lenders, but costs and risk rise sharply versus standard 48–84-month auto loans.

Yes, six-month car financing exists, but it’s rare; most lenders start at 12–24 months and you’ll need strong credit and cash flow.

Yes, many lenders offer 72-month auto loans, but the lower payment comes with higher total interest and more risk of negative equity.

Yes, eight-year auto loans exist, but they raise total interest costs and the odds of negative equity.

Yes, many lenders offer 84-month auto loans, but total cost and negative equity risk rise compared with shorter terms.

Yes, car financing over 96 months exists, but it raises total cost, equity risk, and commitment length.

Yes, you can finance an auction vehicle via lender pre-approval, auction partners, or personal loans; eligibility depends on title type and auction rules.

Yes, auction car purchases can be financed with preapproved loans or auction-partner lenders—fast payment windows and as-is terms apply.

Yes, Copart financing uses third-party lenders; Copart isn’t the lender, and title type can limit loan options.