Finance

Yes, you can trade a financed car; the dealer pays your lender and any negative equity may roll into your next loan.

Yes, trading a car with active finance is allowed when the lender is paid off or any shortfall is rolled into the new deal.

Yes, you can trade in a loan-backed car for a lease, but any negative equity raises costs and approval depends on the payoff and credit.

Yes, you can add a co-owner to a financed vehicle, but the lender must approve and state rules guide the paperwork.

Yes, you can change cars while still paying finance, but you’ll need lender approval, a settlement figure, and a plan for any negative equity.

Yes, you can sell a vehicle with an active loan; the lien must be paid and the title released.

Yes, you can sell a financed car, but the lender must be paid in full before the title can transfer to the buyer.

No, selling a car with outstanding finance is not allowed until the lender confirms settlement or a legal handover.

Yes, you can sell a financed vehicle, but the lender’s lien must be cleared before title transfers.

Yes, you can sell a financed car after clearing the lender’s lien or settling the agreement; HP or lease cars can’t be sold until ownership passes.